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David Orzel, Chief Commercial Officer at the TMX, gave the opening address before the discussion panel, made up of this amazing group of speakers: Charaka Kithulegoda, CIO at Tangerine Jimmy Dinh, Executive Director, Alternative Solutions Group at CIBC Eva Wong, COO of Borrowell Steve Uster, CEO of Fund Through Troy Wright, CEO of Lendified Kevin Sandhu, CEO of Grouplend Jeff Mitelman, CEO of Thinking Capital Adam Nanjee, Head of Financial Technology at Ma RS (moderator) Coming from the perspectives of Fin Tech startups as well as big banks, the panel addressed the growth in the P2P lending sector, the evolution of the Fin Tech ecosystem, and the stigma of alternative lending.All of the participants agreed that the peer-to-peer lending sector (or the alternative lending sector as it is also known) does have a bit of a bad rep.In 1917, the astronomer Harlow Shapley was able to estimate the Sun's distance from the galactic centre based on the distribution of globular clusters; previously the Sun's location within the Milky Way was by no means well established.

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It is through partnerships with bigger banks that many smaller lenders see the opportunity to overcome that stigma, as well as a chance to add the power of bigger banks to their own Fin Tech efforts.That single document was all the vindication he needed, proving that his hard work and long hours had finally paid off.Now, his thinking went, the world would finally see—and ultimately fall in love with—his brand. There was only one small problem: In all his excitement about this huge achievement, he had signed an agreement that contained some very unfavourable terms for his company, and significantly limited his ability to finance his Walmart invoices and purchase orders.Star clusters visible to the naked eye include Pleiades, Hyades and the Beehive Cluster.Globular clusters, or GC, are roughly spherical groupings of from 10,000 to several million stars packed into regions of from 10 to 30 light years across.




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